All the latest news from More Than Mortgages |

MAKING SENSE OF SCHEMES, REBATES AND GRANTS FOR HOME BUYERS

In response to the economic downturn caused by the Coronavirus, the Government has provided a tax-free grant program to stimulate ...
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HOW CAN I IMPROVE MY CASH-FLOW DURING THE COVID-19 PANDEMIC?

Want to free up some cash? Check your inactive subscriptions and auto-payments have stopped. Find out a mortgage refinance is ...
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HOW HAS THE NEW RBA CASH RATE DROP AFFECTED YOUR HOME LOAN?

Who is cutting rates, when and by how much? That’s the question on everyone’s lips following the latest RBA decision ...
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GET YOUR HOME LOAN WITH THE FIRST HOME LOAN DEPOSIT SCHEME

The First Home Loan Deposit Scheme (FHLDS) allows first home loan buyers to buy a home with a deposit of ...
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LENDERS SUPPORT HOME OWNERS IMPACTED BY THE BUSHFIRE CRISIS

Banks and non-bank lenders rally to support home owners who have been impacted by the Australian bushfires. (more…) ...
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‘BUY NOW PAY LATER’ – IS IT A CONVENIENCE OR A HINDRANCE?

Are you tempted to use a ‘buy now pay later service’ such as Afterpay, Zippay, Humm and the like? Think ...
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MORE THAN MORTGAGES MAKES A POSITIVE IMPACT IN BUSINESS

It has been a very busy year for More than Mortgages, filled with growth, innovation, and success and it looks ...
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HOW WE SELECT THE RIGHT LENDER FOR YOUR HOME LOAN

The process of selecting the right lender for your home loan starts with you and your particular circumstances. Once we ...
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HOW DOES THE FIRST HOME LOAN DEPOSIT SCHEME MEASURE UP?

The First Home Loan Deposit Scheme helps first home buyers enter the property market sooner by providing home loans ...
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OPEN BANKING AND COMPREHENSIVE CREDIT REPORTING – WHAT NOW?

Open Banking and Comprehensive Credit Reporting are two of the latest major changes that banks have had to make in ...
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THE LATEST UPDATE ON SERVICEABILITY RATES – 25 JULY 2019

The majority of banks have already adjusted their serviceability floor rates to 2.50% above the actual rate, as per APRA’s ...
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THE TOP 6 ANSWERS TO YOUR MORTGAGE LENDING QUESTIONS

Find out what you can do to get a home loan even if you are newly self-employed, new to Australia, ...
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WHAT DOES THE RBA INTEREST RATE CUT MEAN FOR YOUR MORTGAGE?

The Reserve Bank of Australia (RBA) announced this week that it will cut interest rates by 25 basis points. What ...
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PROPOSED CHANGES TO MORTGAGE LENDING IS GOOD NEWS FOR BUYERS

After reviewing the current guidelines, APRA has proposed that the 7% serviceability buffer on home loans be removed. (more…) ...
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THE DO’S AND DON’TS WHEN PREPARING TO BUY A PROPERTY

Improve your chances of getting a loan for your new home or investment property by understanding what your lender wants ...
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GAIN CONTROL OF YOUR CHRISTMAS CREDIT CARD DEBT IN 5 EASY STEPS

If you are returning to work with the mountain of credit card debt used to cover Christmas and holiday expenses, ...
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Is your pre-approved home laon fake news?

IS YOUR PRE-APPROVED HOME LOAN FAKE NEWS?

If you have been pre-approved for a home loan online within an hour or two, the loan has not been ...
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IS A DUAL OCCUPANCY DWELLING YOUR NEXT BEST PROPERTY INVESTMENT?

A dual occupancy property is something you may want to consider, not just as a property investor but also as ...
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Interest rates are up! Is this going to blow our budget?

HOW ARE YOU COPING WITH THE LATEST INTEREST RATE RISES?

There is always a stress-filled buzz in the air every time the big 4 banks decide to hike up interest ...
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Want a walk through financial hell - hell no

FIVE YEARS OF FINANCIAL HELL! IS IT REALLY WORTH IT?

The average Aussie wedding costs around $31,000 today. That’s a big chunk out of your savings or worse still if ...
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ARE YOU SCREWING YOURSELF OVER FOR 3 CENTS?

The other day we had a loan application that came to a grinding halt because of multiple 2 and 3 ...
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INTEREST-ONLY LENDING AS WE KNOW IT IS OVER. WHAT ARE YOUR OPTIONS?

With Interest-Only (IO) loans, property investors have been able to minimise their mortgage repayments in the short-term, while anticipating that ...
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THE LAUNCH – MTM IS OPEN FOR BUSINESS

More Than Mortgages celebrates it’s entry into the property market with a gathering of family, friends, clients and industry partners ...
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MPA TOP 100 BROKERS 2017

Deanna Ezzy has been recognised as one of the leading brokers in the Australian mortgage industry by being listed at number ...
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TOP TIPS FOR BROKERS

Top 100 broker Deanna Ezzy of More Than Mortgages offers her tips on networking and maximising online presence. Many of you ...
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KEEPING IT PERSONAL 2016

With less than six years of industry experience, Deanna Ezzy isn’t what you would call a mortgage veteran. And yet ...
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Dillon Loos

01:24 18 Jul 20

Once again helped me to refinance and provided clear, unbiased, logical advice throughout the process and always kept... me up to date right to the end. Fantastic result - thanks De and Elli!read more

Kathleen Beattie

12:58 10 Jul 20

We feel extremely blessed to have scored our house and it's very much to do with De being our broker and Elli doing her... thang! We seriously are in our forever home and we thank you for being a very important part of that. Forever grateful for your help, Ladies!!!! Kath and Samread more

Anthony Melville

00:09 07 Jul 20

Nat and Deanna have provided my wife and I with outstanding support over many years. They have deep industry contacts... and know how to track down a better deal either with your own bank or with reliable alternative funds providers. They have saved us a lot of money on multiple investment and home loans. Tonyread more

Lisa Kelly

03:04 01 Jul 20

Deanna and her team at More Than Mortgages are so fantastic. Deanna provides such incredible advice and helps you... every step of the way. Nothing is ever too much trouble and she always responds very quickly. I've dealt with Deanna a few times now and each time I am so impressed by how professional she is and how easy she makes the whole process. 10/10 recommend!read more

Erika Braas

04:08 30 Jun 20

As first time buyers in Australia we found the world of mortgages to be a bit of jungle. We were recommended More Than... Mortgages by an acquaintance to help get us the best deal. Not only did they secure a great mortgage for us with our specific circumstances, they also guided us through the whole process of purchasing a property. Honestly, we could not have done it without Deanna and Elli at More Than Mortgages. They were incredibly responsive to any question we had (and there were many!) and an answer was always sent within a few minutes. They coordinated with the bank and our solicitor, making sure that there were no delays or obstacles during the process, and kept reminding us of any outstanding tasks on our side. More Than Mortgages really IS more than mortgages. They provide a fantastic service. We recommend them wholeheartedly!read more

Phoebe Dent

23:49 14 Jun 20

10 stars - absolutely amazing service! De and her team are incredible and helped us with everything we could have... imagined (and more!). MTM had amazing communication throughout the whole process and were super quick to respond and fix any issues. De listened to us and what we wanted, found great solutions, and the whole team is super fun to work with - thank you!! We cannot recommend MTM highly enough.read more

George Beardsley

00:55 02 Jun 20

Hi De, Your expertise and professional service (and that of your team) are second to none; and I can also say this on... behalf of my daughter and son. Thank you. Kind regards, Georgeread more

Thea Bainbridge

01:20 19 May 20

TEN OUT OF TEN personlised service!! De and Tash made our home dreams come true, at a time when we thought all was... lost, they rescued us in the most remarkable way. We are now two more of their many fans and genuine advocates for life. Communication was clear, constant, concise and straightforward in what could have been a daunting and overwhelming time. Now that we know - we are clients for life : )read more

Claudia Chappe de Leonval

04:21 14 May 20

From the very first day looking at numbers and my borrowing capacity Deanna and her team were there by my side. I’m... writing this review in my first home and am beaming left to right. If it weren’t for More Than Mortgages I’d likely still be in the dark about how to apply for a mortgage so thank you to Deanna and Elliot who guided me (checklists and reassuring updates) every step along the way. You took the guess work, and weird mortgage lingo out of the picture and instead secured me my first home which I love.read more

Tania Milovanovic

03:50 23 Apr 20

Matt was great, very responsive, informative and always got back to me when he said he would. Highly recommend him!

Us them

07:31 22 Apr 20

We want to thank More Than Mortgages (specifically De and Matt) for your assistance with the re-consolidation of our... loans. You've gone absolutely above and beyond in your support of us and we sincerely cannot thank you both enough for what you have done for us. We have the highest amount of respect for you, your staff and your company and cannot recommend you highly enough.read more

Daniel Taylor

02:56 27 Mar 20

Great communication that kept us up to date throughout the entire process. Kept it simple, straight forward to... understand and took the hassle out of refinancing. MTM understood our needs and tailored the solution to suit. Thank you to the MTM team for being such a pleasure to work with.read more

Rosalie Poesiat

11:23 13 Mar 20

The team at More Than Mortgages were absolutely fantastic. Elliott and De helped us to complete all of the required... paperwork in a timely and effective manner. They were diligent, helpful, and available throughout the process, and ensured that we were able to make home ownership a reality for our family. I honestly cannot speak highly enough of their work and professionalism.read more

Mariia Petrash

06:35 11 Feb 20

I highly recommend the MTM team! It was a great pleasure to deal with De and her team. Since our initial meeting, I... knew I would receive an appropriate, and factual advice. It was never too difficult or too late for them. With promt responses and regular updates, I knew that De's team was on the top of things. Thanks to MTM, getting my first property has been more than a five-star experience!read more

Chris Higgins

04:16 21 Jan 20

The team at MTM have been amazing. We had a challenging situation during the acquisition of a new Principal Place of... Residence. De and Tash were creative in their approach and completely supportive from start to finish.read more

Aumex Water

00:58 04 Dec 19

Thanks a ton Deanna & Natasha for solving our problem. You worked very hard over many months, always got back to us... quickly and got us the ideal loan. All other brokers had told us it was impossible to get the loan we wanted, you did the impossible! Hats off to your perseverance and outstanding customer service!read more

Veronica Constance

04:20 11 Nov 19

We were always told buying a first home would be stressful but that wasn't the case! Only because De and her team... helped us so much. Throughout the entire process, everything was clearly explained and we were kept informed of our application status. Any question we had was answered succinctly and in a timely manner. It's very clear that the team actually care about you. This kind of service is rare and one to hold on to. I cannot recommend them enough!read more

Tracy Wilcox

09:43 06 Nov 19

What more can I say... Deanna and her team were always there with fast friendly and factual information. Nothing was... ever too hard. Highly recommend their down to earth approach. Great team, great results.read more

Joseph Haddad

03:43 10 Oct 19

More than Mortgages were exceptional throughout the whole process. They made a seemingly daunting prospect of buying a... first home easy, simple and pain free - all with a smile! I could not recommend them highly enough.read more