If you don’t already have income protection insurance but you’ve been thinking about it, you should move on it now. APRA is about to make some far-reaching reforms.
Australia has certainly copped it over the last 12 or so months. Between COVID, fires and floods, it’s amazing to me that the Australian economy has survived at all.
Did you have a win on Melbourne Cup Day? You did if you’re a homeowner! The RBA declared a Cup Day cut to interest rates to an all-time low of 0.10 percent.
Who is cutting rates, when and by how much? That’s the question on everyone’s lips following the latest RBA decision to drop the cash rate on 19 March 2020.
Are you tempted to use a ‘buy now pay later service’ such as Afterpay, Zippay, Humm and the like? Think again if you want to buy property in 2020. Here’s why.
It has been a very busy year for More than Mortgages, filled with growth, innovation, and success and it looks like all our hard work is paying off.
The process of selecting the right lender for your home loan starts with you and your particular circumstances. Once we understand that, we can then structure your loan so that it will serve you now and in the future.
The First Home Loan Deposit Scheme helps first home buyers enter the property market sooner by providing home loans with a 5% deposit and no LMI to be paid.
Open Banking and Comprehensive Credit Reporting are two of the latest major changes that banks have had to make in Australia. How do they affect home owners?
The majority of banks have already adjusted their serviceability floor rates to 2.50% above the actual rate, as per APRA’s new guidelines.
The Reserve Bank of Australia (RBA) announced this week that it will cut interest rates by 25 basis points. What does this mean for your mortgage?
After reviewing the current guidelines, APRA has proposed that the 7% serviceability buffer on home loans be removed.
Improve your chances of getting a loan for your new home or investment property by understanding what your lender wants. Check out the do’s and don’ts here.
If you are returning to work with the mountain of credit card debt used to cover Christmas and holiday expenses, you will know by now how ho ho horrible it is.
If you have been pre-approved for a home loan online within an hour or two, the loan has not been reviewed by a human credit assessor and is therefore NOT real.
A dual occupancy property is something you may want to consider, not just as a property investor but also as a first home buyer. This is not a new idea but …
There is always a stress-filled buzz in the air every time the big 4 banks decide to hike up interest rates. In mid-September three of the big banks rose to the occasion …
The average Aussie wedding costs around $31,000 today. That’s a big chunk out of your savings or worse still if your credit card was used to foot the bill.
The other day we had a loan application that came to a grinding halt because of multiple 2 and 3 cent overdrawn amounts on their transaction (‘everyday spending’) account.
With Interest-Only (IO) loans, property investors have been able to minimise their mortgage repayments in the short-term, while anticipating that their property would grow in value in the long term.
More Than Mortgages celebrates it’s entry into the property market with a gathering of family, friends, clients and industry partners at The National Portrait Gallery in Canberra on March 16, 2018.
Deanna Ezzy has been recognised as one of the leading brokers in the Australian mortgage industry by being listed at number 40 in Australia, in the 2017 edition of Mortgage Professional Australia’s Top 100 Brokers. This makes her the number 6 female mortgage broker in the country.
Top 100 broker Deanna Ezzy of More Than Mortgages offers her tips on networking and maximising online presence. Many of you will appreciate the general theme of this post which includes keeping calm and if you’re feeling overwhemed just breathe and remember, there’s always … wine.
With less than six years of industry experience, Deanna Ezzy isn’t what you would call a mortgage veteran. And yet she is known as Canberra’s best female broker, the country’s 6th best performing female broker, and was ranked number 46 on Mortgage Professional Australia’s Top 100 Brokers list.