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Borrowing Power

Borrowing Power Calculator

Get a quick estimate of how much you could borrow based on your income and expenses.

Other calculators: Borrowing Power Loan Repayments Amortisation Interest Only Offset Extra Repayments Lump Sum Savings Goal Loan Comparison Stamp Duty

This is an estimate only. Actual borrowing capacity varies between lenders and depends on serviceability assessments, the APRA buffer rate, household expense benchmarks, and your individual situation. For a real number, book a chat with us.

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Numbers on a screen are one thing. The right loan structure is another.
Let's chat about how to make these numbers work for you.

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Important: This calculator provides estimates only and is for general information. Actual repayments, interest charges and loan terms will depend on the lender, loan product, fees and your individual circumstances. The figures shown assume the interest rate stays the same for the life of the loan, which rarely happens in real life. Speak to More Than Mortgages for personalised advice.

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